PRODUCTS WE OFFER
Bluegate TPO provides a full-stack investor lending platform built specifically for mortgage brokers, correspondents, and banker partners.
Our product suite is designed to help you win more deals, close faster, and scale your investor pipeline without fighting overlays or inconsistent underwriting.
Debt-Service Coverage Ratio Financing for Rental Investors
Our DSCR program allows real estate investors to qualify based on property cash flow rather than personal income.
Program Value to Brokers:
Use this product to simplify underwriting and scale repeat investor business.
Short-Term Capital for Acquisition and Transition
Bluegate TPO Bridge Loans provide fast, asset-based capital for investors who need speed and flexibility.
Program Value to Brokers:
Use Bridge as an entry product and create a second transaction with the DSCR take-out.
Short-Term Renovation Financing
Our Fix & Flip program is structured for professional investors acquiring properties for renovation and resale.
Program Value to Brokers:
This is a repeat business product. Close one and you often get five more.
Investor Construction Capital
Bluegate TPO provides construction financing for investors building single-family and small multi-family properties.
Program Value to Brokers:
Position this product with builders and experienced real estate operators expanding their development pipeline.
Cash-Out & Rate-Term Solutions
This program allows investors to refinance stabilized rental properties using rental income qualification.Perfect for cash-out after renovation, portfolio restructuring, or rate-term stabilization.
Program Value to Brokers:
Use this product to capture repeat refinances from existing investor clients.
Stabilized Buy-and-Hold Financing
This is the backbone of long-term investor lending. Our long-term rental program supports investors acquiring or refinancing stabilized properties with predictable rental income.
Program Value to Brokers:
This product builds long-term borrower relationships and repeat transactions.
Small Multi-Unit Investor Financing
This program supports investors acquiring or refinancing 2–4 unit properties.It bridges the gap between single-family DSCR and commercial multi-family financing.
Program Value to Brokers:
Position this product with growing investors moving into small multi-family.
Investor Commercial Lending
Bluegate TPO provides financing for small commercial and larger residential investment properties between 5–20 units.This is ideal for brokers expanding into mid-scale investor assets.
Program Value to Brokers:
This product allows brokers to move upmarket and increase average loan size.
Select partners gain access to high-quality investor lead initiatives aligned directly with our product stack.
We support:
This allows you to:
where we lend
We provide wholesale investor lending solutions across approved states nationwide.
Contact your Account Executive for state-specific guidelines.
